[Editorialist12]

There is legislation now before our state legislature incorporated in H.B. 2771, Medicare Supplement Policies; switching plans, that would eliminate the stipulation that when a person wants to switch to another plan during the enrollment period that he or she cannot be denied coverage for a preexisting condition. What a blessing this will be for many elderly Virginians who want to switch to another cheaper plan but can’t because of preexisting conditions. I just contacted my legislators both in the House of Delegate and Senate to pass this much needed and long overdue legislation.

[CatholicCrusader]

Originally Posted by Editorialist12

There is legislation now before our state legislature incorporated in H.B. 2771, Medicare Supplement Policies; switching plans, that would eliminate the stipulation that when a person wants to switch to another plan during the enrollment period that he or she cannot be denied coverage for a preexisting condition. What a blessing this will be for many elderly Virginians who want to switch to another cheaper plan but can’t because of preexisting conditions. I just contacted my legislators both in the House of Delegate and Senate to pass this much needed and long overdue legislation.

With respect, I don't think you understand what insurance is or means. Insurance is meant to be coverage in case something happens to you, just like car insurance is there in case I get into a wreck. Insurance does not cover a wreck that has already happened though, right? I cannot go to a car insurance company and say, "I was in a wreck. I need to buy insurance now, and then I want you to fix my car."

Medical Insurance insures against future illnesses or accidents.

[Editorialist12]

Unfortunately, the legislator who introduced the legislation contacted me and said it did not get out of committee and will have to be re-introduced in next year's session of the legislator. Regardless it is a real downer for those on limited incomes